Home OpinionsHives Members Portfolios Most Bullish Watch List News & Blogs Chat

Rate this Opinion

  • excellent
  • good
  • average
  • poor
  • junk

      Digg this Opinion


      • login to see your bookmarks

      Who’s on-line?


        This graph (pdf below) shows the “expected inflation,” the I Bond Base rate and the TIPS base rate plotted over time. A useful rule-of-thumb is "Expected inflation” is the difference between the 10-year T-Bill and the 10-year TIPS rates.

        TIPS = Treasury Inflation Protected Securities. Similar to US Treasuries in that they are backed by the US Government but unlike Treasuries, the principal and interest payments are adjusted to reflect the effects of inflation.

        I Bonds were once sold and redeemed solely as a paper security, but now they're also available in electronic form. If you redeem I Bonds within the first 5 years, you'll forfeit the 3 most recent months' interest; after 5 years, you won't be penalized.

        Kirk Lindstrom

        DISCLAIMER: Answers & my words are general in nature, are not meant as specific investment advice, and do not necessarily represent the opinion of anyone but Kirk. Individuals should consult with their own advisors for specific investment advice. I update my reading on this index monthly in my newsletter [ see for a FREE sample of my newsletter and information about how to get on my emailing list.]

        I own TIPS and I cover them in my newsletter.


        Member Login

        Information and opinions expressed in this website are for entertainment purposes only. You should not use any information in this web site to make any kind of investment decisions. Investment is a very risky venture and advice from a certified financial advisor is strongly advised before making any investment decisions. ALL INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. Please see our Terms of Use for more information. Also, regarding investments and the Internet, please visit the SEC web site.